Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more

10 daysDoors open 21 September

Three doors into UK property.

Halal investing in real UK property, from £50, with monthly dividends. One question tells you which door is yours: how long can you leave your money without needing it?

Shariah-certified From £50 Monthly dividends No fees to investors
Wakala Flex Wakala Plus Wakala Prime

Be ready when the doors open

Register your interest and we'll email you on launch day. Free, and no commitment.

Which door are you leaning towards?

By registering you agree to our privacy policy. Capital at risk. Target returns are not guaranteed.

FCA regulatedBayuti is authorised and regulated by the Financial Conduct Authority (FRN 822039).
Shariah-certifiedCertified by Islamic Finance Advisory. You can check the certificate on their register.
Real UK propertyReturns come from real assets, not lending. No interest and no debt in the structure.
Monthly dividendsPaid every month on all three options, with no fees to investors.

How long can you leave your money without needing it?

That's the only question. Commit longer, target more. Each answer opens a different door.

"I might need it."

Wakala Flex

4%target a year
No lock-in
Withdraw with notice: 3 working days under £50,000, 30 calendar days from £50,000.Targets, not guarantees.

Not sure? Don't lock it in. Wakala Flex has no lock-in and you can withdraw with notice. Or speak to an independent financial adviser.

From question to monthly dividends in four steps

Wakala lives in the Bayuti app. Set up your account this week and you'll be ready on 21 September.

  1. 1

    Set up your Bayuti account

    Create your account, verify your identity and complete the investor appropriateness check.

  2. 2

    Answer one question

    How long can you leave it? Your answer points you to Flex, Plus or Prime.

  3. 3

    Invest from £50

    Start small on any of the three options. There are no fees to investors.

  4. 4

    Receive monthly dividends

    Your money works in real UK property. Dividends are paid monthly, at target rates that aren't guaranteed.

Commit longer, target more.

See what each door could target on the same amount. Move the sliders; the numbers are illustrations, not promises.

£10,000
£50£100,000
5 years
1 year10 years

Illustration only. Assumes dividends are paid out each month at the target rate and not reinvested, and that the amount invested stays the same. Plus targets 5.5% a year during its 1-year lock-in and Prime targets 7% a year during its 5-year lock-in; after a lock-in, money moves to the Flex target (4%) and notice periods. Targets, not guarantees. Property values can fall and you could lose money.

Three halal investing myths, busted.

Save this for the next family debate.

Myth

A dividend is just interest with a different name.

Actually

Interest is a fixed charge on money lent, owed whatever happens. A dividend is your share of the profit from a real asset, so it can rise, fall or stop. That's why Wakala's rates are targets, not guarantees.

Myth

You need thousands to start.

Actually

Wakala starts from £50, on all three options.

Myth

It's only for Muslims.

Actually

Anyone can invest. No interest and no debt in the structure appeals to plenty of people.

Questions people ask before investing

Is Wakala halal?
Yes. Wakala is certified by Islamic Finance Advisory, and you can check the certificate on their register. Returns come from real UK property assets, not lending, and there is no interest and no debt in the structure.
Are the target returns guaranteed?
No. 4%, 5.5% and 7% are targets, not guarantees. Actual returns may be higher or lower, property values can fall, and you could lose some or all of the money you invest.
Can I take my money out?
It depends on the door. Wakala Flex has no lock-in: withdraw with notice, paid within 3 working days under £50,000 and 30 calendar days from £50,000. Wakala Plus and Wakala Prime have no early exit during their 1-year and 5-year lock-ins. After a lock-in ends, your money moves to the Flex target (4%) and notice periods. Only lock in money you definitely won't need.
How much do I need to start?
£50, on all three options. There are no fees to investors.
How often are dividends paid?
Monthly, on Flex, Plus and Prime.
Is it only for Muslims?
No. Anyone can invest. The structure has no interest and no debt, which appeals to plenty of people.
Is Wakala covered by the FSCS?
No. Wakala is an investment, not a bank savings account, so it is not covered by the Financial Services Compensation Scheme. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Only invest money you are prepared to lose, and read the full risk summary before investing. This page is not financial advice; if you're unsure, speak to an independent financial adviser.

Pick your door. Be ready on the 21st.

Register your interest in under a minute and we'll let you know the moment Wakala Flex, Plus and Prime open.

Register my interest

Capital at risk. Returns are targets, not guarantees. Not covered by the FSCS. Not financial advice.